The Texas Insurance Code requires TWIA rates to be reasonable, adequate, and not unfairly discriminatory. Rates are set by the TWIA Board of Directors and subject to review by the Texas Department of Insurance. In accordance with the Board's decision at its August 4, 2015 meeting, rates for all TWIA residential and commercial policies will increase by 5%, effective January 1, 2016.

As of Thursday, October 22, all new business and renewal quotes processed through Policy Center with effective dates of January 1, 2016 and later will reflect the new rates.  

For more details please refer to the TWIA Rates page of our website.

Maximum Limits of Liability for 2016

The TWIA maximum limits of liability remain unchanged for 2016.  

For more details please refer to the Maximum Limits of Liability section of the TWIA Instructions & Guidelines Manual on the Agent Training and Resources page of our website.